Use your own payment accounts with powerful automation tools
No platform fee. No hidden charges. You only pay when you use.
Explore Dashboard (No Payment Required)We do not handle funds. All payments go directly to your accounts.
Trusted by Growing Merchants
Rupay Collect provides software tools that enable merchants to use and manage their own payment accounts. We do not handle funds or participate in transaction processing.
Rupay Collect operates as a Payment Infrastructure SaaS Layer.
We Provide
We Are NOT
Register your merchant account and submit basic KYC documents. Verified within 24 hours.
Link your own BharatPe, PhonePe, Paytm Business, or other provider accounts using our integration tools.
Choose a plan from ₹2,500 to ₹25,000. Wallet balance is used for software usage fees only.
Every payment goes directly to the merchant. We only provide the software layer.
Use your existing BharatPe, PhonePe, Paytm Business, Google Pay Business, or any other registered payment provider account. No new account needed.
Our software layer connects to your accounts and provides payment links, checkout UI, API hooks, and a real-time dashboard — all under your control.
Your customer pays via UPI, card, or wallet — through your own registered payment provider's infrastructure.
Settlement happens between your customer and your payment provider — directly. Rupay Collect does not touch the funds at any point.
A small software usage fee (0.3%–1% depending on your wallet plan) is deducted from your prepaid wallet — not from the payment amount.
At no point does Rupay Collect have access to, control over, or involvement in customer funds or payment credentials.
Built ground-up for Indian payment flows. No bloat, no compromise.
Simple, tiered pricing that scales with your business. The more you transact, the less you pay.
Rate depends on your active wallet plan. The higher the recharge, the lower the rate.
| Transaction Amount | Starter (1%) | Growth (0.75%) | Business (0.5%) | Pro (0.3%) |
|---|---|---|---|---|
| ₹100 | ₹1.00 | ₹0.75 | ₹0.50 | ₹0.30 |
| ₹1,000 | ₹10.00 | ₹7.50 | ₹5.00 | ₹3.00 |
| ₹10,000 | ₹100.00 | ₹75.00 | ₹50.00 | ₹30.00 |
| ₹1,00,000 | ₹1,000 | ₹750 | ₹500 | ₹300 |
End-to-end payment infrastructure, support, and tools to run your business smoothly.
Full-featured payment gateway supporting UPI, cards, net banking, and wallets. PCI-DSS compliant infrastructure.
Generate branded payment links instantly. Share via WhatsApp, email, or SMS. Collect from anywhere without a website.
Real-time transaction tracking, revenue analytics, export reports in CSV/PDF, and custom date filters.
Developer-friendly REST API with webhooks, sandbox environment, and client libraries. Full documentation included.
Guided KYC process, dedicated relationship manager, and 24-hour account activation. We're with you every step.
Reach us on WhatsApp or Telegram anytime. A real human — not a bot — always answers your queries.
Have a question? We respond within 2 hours on WhatsApp and Telegram.
Within 2 hours on working days
India (Serving PAN-India merchants)